Our Site uses a variety of technologies, such as cookies, web beacons, and similar mechanisms to collect information that helps us understand how our Site is used. We also may use similar tracking technologies in emails that we or third parties send to you. Specifically, when you visit the Site, we or our third-party service providers may automatically collect a variety of technical and navigational information about you via these technologies, including as applicable: your computer or device type; operating system version; browser type and version; user agent string; internet connection type; mobile network provider; date and time of your visit; time since your last visit; web pages you view; links you click; searches conducted on the Site; the internet protocol (IP) address used to access the Site; and your general geographic location (e.g., your city, town, or post code). When you visit our Site, you have the ability to accept or decline these cookies and other tracking mechanisms, except those that are strictly necessary in order for you to enter and use the Site, and you can change your preference at any time using the preference indicator at the top of this page.
A cookie is a small file of letters and numbers that is stored on your computer, tablet, mobile phone, or other device when you visit a website. Cookies contain information that is transferred to or read on your device and allow websites to recognize devices and store certain information, such as user preferences. Cookies are used to distinguish you from other users of the Site. This helps us to provide you with a useful experience when you browse the Site and also allows us to improve the Site. We and our third-party service providers use session cookies, which link your actions during a particular browser session and expire at the end of that session, as well as persistent cookies, which remain on your device and allow us to remember your actions or preferences across multiple browser sessions.
How to refuse and delete cookies
If you are concerned about having cookies on your computer, you can set your browser to refuse all cookies or to indicate when a cookie is being set, allowing you to decide whether to accept it. You can also delete cookies from your computer. The help feature on most web browsers will tell you how to prevent your browser from accepting new cookies, how to receive notice when a new cookie is set, and how to disable cookies altogether. However, if you choose to block or delete cookies, certain features of the Site may not operate correctly.
The cookies used on our Site are categorized as follows:
Strictly Necessary: Strictly Necessary cookies let you enter and move around the Site and use essential features. Without these cookies, services and information you have asked for cannot be provided. We use these Strictly Necessary cookies primarily to identify you as having confirmed your eligibility to log in and use the Site and to make sure you connect to the right service on the Site when we make any changes to the way the Site works. Accepting these cookies is a condition of using the Site, so if you prevent these cookies, we can’t guarantee your use of the Site or how the security on the Site will perform during your visit.
Performance Cookies: Performance cookies collect information about how you use our Site, such as which pages you visit and any errors you experience. These cookies do not collect any information that could identify you and are only used to help us improve how our Site works and understand what interests our users. We use these performance cookies primarily for analytics, to provide statistics on how our Site is used.
Some of our performance cookies are managed for us by third parties. However, we don’t allow the third party to use the cookies for any purpose other than those listed above.
The Site and the emails that you receive from Vanguard use an application known as a “web beacon” (also known as a “pixel tag” or “clear gif”). A web beacon is an electronic file that usually consists of a single-pixel image. We and our service providers may use web beacons and cookies to determine whether and when you receive and open our emails; these beacons and cookies may also capture information such as the type of device, operating system, email program, and web browser used to view the email, the IP address from which you opened the email, and whether you click on any links in the email.
The tools we use for website analytics either do not collect IP addresses or anonymize these upon collection and any profiles created by these tools only contain aggregate data. The service providers providing these tools are not permitted to use the information collected on our behalf except to help us conduct and improve our business and subject to our instructions. You will find information below on each tool’s provider and how you are able to object to the collection and processing of data by the respective tool.
Google Analytics: Google Analytics is provided by Google LLC., 1600 Amphitheatre Parkway, Mountain View, California, 94043 USA (“Google”). The information generated about your use of the Site may be transmitted to and stored by Google Analytics on servers outside your country of residence. Google provides for adequate data protection standards due to its certification for the EU-US Privacy Shield Framework. You may opt out of this tool via this link: https://tools.google.com/dlpage/gaoptout.